Enfuce operates a cloud-based platform for card issuing and payment processing across Europe. Founded in 2016, the company provides a modular issuer-processor system that enables banks, fintechs, and non-financial companies to launch card programs. The platform currently supports over 13 million active card users and maintains 99.999% uptime. Customers include Pleo, Swile, Memo Bank, and Qred.
The platform encompasses a range of card solutions: credit cards, debit cards, prepaid cards, fuel cards, EV charge cards, and employee benefit cards. Technical infrastructure includes round-the-clock fraud monitoring, compliance with PCI-DSS, GDPR, and PSD2 standards, and open banking capabilities. The company has also developed carbon footprint measurement services as part of its sustainability offerings and launched the Fortitude Pledge, an initiative to eliminate financial crime risk across transactions.
Enfuce has raised €62 million in funding and operates offices in Espoo, Mariehamn, and London with a team of 150+ experts. The company was founded by women and has achieved one of the highest investment rounds for a female-led fintech company.