Together is one of the UK's leading specialist lenders, headquartered in Cheadle. Founded in 1974 and grown from a single loan, the company now employs over 800 colleagues and focuses on property lending and specialist consumer loans for borrowers who fall outside traditional banking criteria - including the self-employed, those with imperfect credit histories, and customers requiring faster lending decisions.
The company's approach centres on experienced human underwriting rather than algorithmic assessment alone. Its underwriters take time to understand each applicant's unique circumstances, operating on what Together describes as "common-sense lending" - looking beyond the numbers to the person behind them. This model enables faster decisions than high-street banks typically offer, while maintaining rigorous credit assessment standards.
Together's culture emphasises judgment, expertise, and doing the right thing. The company invests in staff development through apprenticeships, graduate programmes, and ongoing learning opportunities. It has signed the Women in Finance Charter and supports community initiatives, operating on the principle that when the team thrives, customers do too.